Don McClain EZ House Buyers will help, if you are behind mortgage payments

When you fall behind in your mortgage payments on your Houston, Texas home, it can feel like you’re drowning in debt.

Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge.

There are a few options that can help you to avoid foreclosure in Houston, Texas and maybe even keep your house, even if you’re seriously behind in payments. Lots of properties in Houston, Texas have been lost to foreclosure, but there are many ways to avoid it.

A Fast and Professional House Buying and Selling Company

1. Bankruptcy:

This is usually the tool of last resort. If you’re being crushed by lots of debt, bankruptcy can be a good way to negotiate with lots of lenders at once. It’s a lot of work, and it won’t help you avoid your mortgage. Different lenders will treat your circumstances in unique ways. You’d benefit from serious professional help – the best you can afford.

2. Reaffirm:

This can be a good card to play, but it may come with some unseen penalties. Basically, reaffirming the loan is an additional commitment to pay. In some states where it’s allowed, an affirmation can create additional liabilities if your property is auctioned.

3. Making Home Affordable (MFA):

If your mortgage qualifies, you might be able to participate in MHA. Any loans backed by Fannie Mae or Freddie Mac must be considered for MHA, and other lenders choose to participate in MFA.

With MFA, your payments and interest rates might be lowered – even the principal balance (if your home is worth less than you owe). If you’re unemployed, you might be able to get your payments temporarily suspended or reduced.

4. Negotiate with your bank:

Lots of lenders routinely offer some level of assistance. You have to work hard at it, but you might be able to get your interest rate reduced, or a temporary reduction in your payment.

Most of the time, lenders will want to steer you to refinance your loan – but by the time you’re a few payments behind, you probably don’t qualify for a reduction in interest rate.

You have to work really hard to negotiate with a bank. Usually it takes lots of calls and the patience of a saint to get through the bureaucracy. Never, ever act rude. Ask for help from everyone you speak with, but don’t sound desperate. Explain your situation, offer supporting documents, and reassure the bank that you want to live in your home for the long term.

5. Borrow money from a private investor:

If you’re behind in your payments and need to sell fast, we at Don McClain EZ House Buyers can help.

In certain circumstances, EZ House Buyers may even be able to help you stay in your home.

We at Don McClain EZ House Buyers work with homeowners in Houston, Texas to find solutions to foreclosure problems.

We’ll let you know how we can help.

For more about us visit us at: http://www.ezhousecash.com/

How to sell your TX house for fast cash: EZ House Buyers

Yes, Local house sellers are still getting cash for houses in Houston, Texas TX even in this real estate market.  Years back, selling a Houston, Texas house for cash was quite easy and fun.

All you had to do was hang a “For Sale” tag on your front yard and wait for potential buyers to call you… and sometimes you’d get 5 above asking price offers before dinner time.

However, in today’s tough economy, coupled with an unstable (but stabilizing) housing market, just about everyone from homeowners to real estate investors and agents are having trouble when it comes to selling houses fast in some parts of the local market.

Throughout the country, more and more homeowners are seeking to sell their homes fast thus creating stiff competition in the market.

Don McClain the chief cum founder of EZ House Buyers says, if you are trying to figure out how to you can get cash for houses in Houston, Texas TX, then you should not lose hope, especially if you know what you can control; and there is a lot that you can control.

Here are a few tips from Don McClain EZ House Buyers that can help you sell your Houston, Texas TX house for cash in the shortest time possible…

Getting Cash For Houses in The Houston, Texas TX Area

There are a few viable options when you’re selling your Houston, Texas TX house for cash in today’s market… and I’ll walk through some options here in this article. Hopefully by the time you get to the bottom of this article you’ll have a pretty darn clear picture for the options you can go after to sell your house fast without hassling with a buyer who has to get a loan from a bank… that may take weeks or months.

Do not be carried away with emotions

When you are trying to sell your Houston, Texas house fast, you must start off by taking complete charge of your emotions. When your life and money, or both, are tied up in the house, it is quite easy to succumb to the power of emotions when selling your house. However, you need to know that you will be able to make a wise decision and get the best deal when selling your house fast if you take a logical approach to the task at hand.

Know your competition here in Houston, Texas and your neighborhood

While trying to sell their TX houses fast, most homeowners place a “For Sale” tag in their front yards blindly without doing a prior research of the prevailing market prices. Remember, every buyer wants to get the best value for his money… but some house sellers can wait the 3-6 months to sell that it may take for a full price buyer to come along… while other sellers need to sell immediately.

So if you need to sell immediately… see what the other houses in your neighborhood that are similar to yours are listed for (or just sold for)… then look and see how long they took to sell.  If you can’t wait that long… how much of a discount are you willing to give the cash buyer in order to attract them to buy your house quickly?

As such, potential buyers will be doing a thorough research in order to find the best house that suits their budget and needs. To help you out, you need to know what the other sellers are offering in order to know how to quote your house competitively.

Don McClain EZ House Buyers buy houses in any condition… as-is… let us take over the burden of that unwanted property. Let Don McClain and the EZ House Buyers team help you TODAY!

Don McClain real estate buys houses in and around Houston, Texas (and other areas too!).  “We’re not listing your house… we’re actually the ones buying your house.  Because we pay cash, we’re able to close quickly… or on your schedule” Don McClain.

What this means to you is you don’t have to worry about extra costs, having to come out of pocket to sell your house fast, or even getting your house ready for a sale.

For more about us visit https://www.linkedin.com/in/donmcclain1

Who Are the Cash House Buyers: Don McClain

Selling your home in today’s real estate market isn’t always the easiest thing to do.

If you need to sell fast due to divorce, job loss, pressures of relocation, or any other of life’s tribulations, this process can be especially formidable.

Luckily, there are ways for you as a local Houston, Texas house seller to win! Selling to a cash house buyer can get you the cash that you need fast, while also taking your property off your hands so you can move on with your life.

Usually it will also relieve any pressures of repairs so you can sell your Houston, Texas TX home as-is. Selling your house to the perfect cash buyer can be a quick and easy process.

First ask yourself, who are the cash house buyers in Houston, Texas TX?

Cash buyers will usually be investors (some locally based, like Don McClain EZ House Buyers… and some based out of town) whose goal is to create win-win situations and help homeowners like you.

Also consider in your pricing the fact that local cash home buyers like Don McClain EZ House Buyers don’t charge any fees or commissions.  So consider that a savings right there!

Be honest – Always tell the truth when giving descriptions of repairs and values. An experienced cash buyer will do their homework, so tarnishing a relationship and potentially hindering a sale in the name of saving a few bucks, is never worth it. Just be honest with your buyer and they will work with you.

Be flexible – Cash house buyers in Houston, Texas can often come up with creative solutions to your problems. Be flexible and willing to share and listen to make the best of your situation.

Sometimes after talking to many local Houston, Texas area house sellers we’ll find out that there are other options that make a lot more sense for them… rather than us buying their house. So, be flexible coming in and we’ll let you know what we feel are the best options for your situation. If it means us buying your house in a win-win transaction… great!  If it means you selling your house another way (or even finding a way to stay in your house)… great!

Don McClain EZ House Buyers is a professional house buying company. All EZ House Buyers care is that you’re taken care of in the process. That’s how we win so many long-term fans of EZHouseBuyers.com who end up referring their friends and family our way when they need to sell their Houston, Texas area houses fast too.

The bottom line is, regardless of how daunting the task of selling your home may appear, sometimes all it takes is finding out who are the best cash house buyers in Houston, Texas TX.

Marketing Strategy to Sell Your House Quickly by Don McClain

There would be instances wherein people find themselves needing to sell their property. And this could be due to various reasons such as relocation to another state or area, breaking up with an ex-fiancé and no longer wanting to stay at the same residence, or just because of the simple reason of needing the cash right away. Whatever the reason is, selling a property is not an easy task and can take time, especially with the current downward trend in the economy. The good news however is that there are numerous ways of doing this and achieving the desired results in a short period of time.

Don McClain is the chief of EZ House Buyers and having years of experience in this field and suggests, you could employ the services of a real-estate agent. Real estate agents specialize in selling properties and they usually charge 2% or so commission from their clients. Furthermore, they are professionals when it comes to closing deals in a given time period without compromising your needs. They are also knowledgeable about the market and can definitely provide you the information that you need when it comes to positioning your house to increase the chances of selling it.

Another important thing which needs to be taken into account is that you should be able to give a fair appraisal of your house. Wrong appraisal of a house’s value will likely cause it to sit in the market and stagnate. The best way to sell a property if you are not good in putting value to it is to provide additional perks like discounts and or point out the quality of the amenities or facilities which is included in the property. Decorating the property can also potentially increase its value.

Employing the services of a professional designer to assist you in doing a house make-over can get you satisfying results. They can also provide interesting tips that you can apply to improve your house’s appeal. But if you do not have the extra funds to spend to hire one, you could always do it yourself. It is important though to clean the house of any clutter which can likely turn off a prospective buyer. Old furniture should also be discarded and replaced with new ones to make the house presentable for buyers. It is also necessary to make any repairs and miscellaneous cosmetic changes to add to its value since the majority of prospective buyers would prefer a place that appears decent and does not have any obvious damages.

To sum it all up, selling your property could be a difficult task especially with the current decline in the economy. But by utilizing reliable options such as hiring professionals and exerting a bit of effort in improving the look of your house can increase the chances of you successfully selling it.

The following is a list of suggestions by Don McClain EZ House Buyers based off of company wide experience, interviews with experts, and market research for getting that property off of your hands.

Craigslist. Don’t underestimate the power of Craigslist or other similar sites. Surveys show that at least 75% of buyers look online for a home. They know that there are deals that they may not find anywhere else. Post an ad and see what happens. If you don’t get a response, try changing the wording and adding as many pictures as you can. If you want a more professional look for free, try going to Postlets dot com to create a sharp listing page.

Friends/family network. This may be my favorite. I have bought and sold more properties based off of relationships than any other method. Put the word out! Let your co-workers, your church friends, your clients, bowling buddies, and even your hair stylist know that your house is for sale. You may be surprised to find out that they know someone who’s looking for exactly what you’re selling.

A big, flashy yard sign. If you live on a busy street, you may want to invest in your own personal billboard (or perhaps a person dressed in some crazy costume to stand at the end of the driveway waving at people!). Not literally, but it never hurts to spend a little money to draw the attention of people passing by. This obviously won’t work if you live in a cul de sac, but in most cases, you never know who’s driving by your house.

A clean cut appearance (yard/landscaping). If you’ve ever been shopping for a house, you probably remember that you made a judgment about each house you looked at in the first 20 seconds. That’s barely enough time to pull up the driveway and walk into a house! What that means is that the outward appearance may be more important than the interior! If your yard is cluttered with the kids toys, overgrown bushes, weedy grass, and several dozen editions of the weekly paper next to the mail box, most people will say “no” before they even enter the house. Trim the trees, cut the grass, replace the mulch, and fix the eye-sores.

Seller Financing. In a buyer’s market where conventional financing is strict, more and more sellers are taking advantage of this option. Don McClain EZ House Buyers says that if you’re in a position where you don’t need the equity in your current house to use toward the purchase of your next house, you may want to consider seller financing. Seller financing is allowing the buyer to make payments directly to you. There are several ways to structure these transactions so that everyone profits and everyone is protected. Be certain you are dealing with an experienced individual when entering these transactions. For more information on this subject, contact our office.

For more about Don McClain EZ House Buyers visit at: http://www.ezhousecash.com/

Easy Ways to Prepare Homes for Sale: EZ House Buyers-Don McClain

If you’ve ever read through the listings of homes for sale in your area, then you probably already know that buyers are usually presented with a lot of options. When it’s your turn to enter the market as a seller, you’ll need to know what to do to make your house stand out among all the other available options. Although expensive kitchen renovations and major floor plan remodels that update the flow of the house definitely make a big difference, huge changes like these are often not feasible or cost effective. However, there are other ways to set up and stage your property to make it one of the most coveted homes for sale in your neighbourhood. Keep reading to learn about some minor fixes that can make a huge difference. Here are few easy ways given by EZ House Buyers-Don McClain regarding this.

Clean, Clean, Clean!

It goes without saying that you should make sure your house is clean before potential buyers come in to view it. This means more than sweeping or dusting, however. Make sure the carpet is spotless, as this is one of the first places that people look when touring a property. Although it seems unnecessary, you’ll also want to make sure that you clean out your cabinets and fridge. People will look in these spaces, and stains or messes of any sort are enough to convince them that the house is dirty all over.

Depersonalization is Key

The entire point of an open house is for potential buyers to start picturing how their lives could fit into your home. This isn’t possible if the house is full of personal touches that make it seem as if the space is so tailored to your family that it could not possibly work for anyone else. This means that you will want to remove all the personal photos hanging from the walls or displayed on the shelves. This also means clearing out your cabinets and closets and leaving behind only one set of matching dishes and a few nice clothes. Keeping spaces relatively empty allows buyers to see how open the spaces are and how they can utilize these storage areas.

Think of Your Home as a Luxury Hotel

You know the feeling you get when you step into a really nice hotel? This is how you want buyers to feel when they enter your house. Invest in a new set of matching towels for showings. This will make even the smallest bathroom seem well decorated and organized. You can also put out nice soaps, or add scented candles throughout the house.

To get more information about EZ House Buyers-Don McClain visit at: http://www.yellowpages.com/the-woodlands-tx/mip/ez-house-buyers-we-buy-houses-sell-your-house-houston-496386254

Finding the Right Cash Buyer: EZ House Buyers-Don McClain

Many people in the US struggle to sell their house fast due to many reasons like financial difficulties, divorce/separation, repossession etc. In this situation, trying to sell the property using estate agents or property chains can be of little help as it is a time-taking process without any guarantee of success.

EZ House Buyers-Don McClain is provided few tips that can help you find the right cash house buyer:

1. Local search: local search for finding one in your area can help. Consider using your city/town name along with your keyword. E.g. cash buyers in US will fetch results for top property buyers in your local area.
2. Local Newspaper: Try finding with quick house sale classifieds in your local newspaper. Generally, reputed cash buyers with presence in your local area advertise in the newspapers.
3. Response time: once you contact a cash buyer by either calling them or filing in their website form, reputed and efficient ones will get back to you within 1-2 days. If it has a long response time, they may not be the way to go.

EZ House Buyers-Don McClain offers many benefits to home owners who need to sell house fast. Here are a few major benefits of selling through EZ House Buyers:

• Quick and guaranteed sale completion
• No fees, no commissions
• Legal fees paid
• Completely confidential
• No refurbs, no marketing
• No multiple viewings

Also, EZ House Buyers can make your life easy by saving you from the stress and complexities of the traditional house selling process. We buy your house at a discounted price but pay off eventually compared to the benefits and certainty they offer.

Selling a House Fast in Tough Markets with EZ House Buyers-Don McClain

In the tough economic times, not many people are finding it easy to sell their house quickly if they need to move out quickly to another location or want cash urgently or avoiding a foreclosure or any other reason. To sell your house quickly, you need to follow a specific method to move against the prevailing competition and get the highest return for your property. To achieve your target, it is important for you to understand the market.

The first thing you need to know about your property is its value. To know about the value of your house, you need to look around in your neighbourhood for the similar kind of properties and their value. Recent sales of same type of properties can give you an exact idea about the value of your house and value of the area of residence. However, in receding markets, you cannot expect much from your property.

At the same time, the good news is, you can raise value of your house and expect to sell it even in current market conditions. Updating the interiors and exteriors of your house even a bit can bring drastic change in evaluation. Moreover, adding extra components to your house can attract the prospective house buyers quickly. Once you achieve these alterations in your house, you will be able to sell house fast and at your asking price or even more.

However, if you do not have time to upgrade your house or do not have funds, you should look into other options to sell a house quickly. Falling economy has led into several short sales and foreclosures resulting in decreasing value of properties. Considering this situation, you need to look into ways to get return on your investment on your property. You can make use of the several financial programs and other methods that can help you enhance the return on your property.

Taking the help of EZ House Buyers, you can be assured for right return your investment without going into the hassles of upgrading your house or lowering the price or other things. For quick house sale, it is better to take advantage of this option that is not a traditional method of house sale.

Don McClain is real estate expert, with 15 years in the real estate market, and has seen many people buy and sell their homes with creative techniques. To further expand your knowledge of the real estate business and how you can be more informative to your buyer can visit at: http://713dev.justincordero.com/ez-house-buyers-can-help

How Can EZ House Buyers-Don McClain Help You Sell Your Home Fast?

Selling a house can be an extremely tough battle, especially for the first timers. The best way to sell a house is to hand over this job to professional real estate agents. EZ House Buyers-Don McClain can really help to sell a house fast without sacrificing the home value. In fact, we can provide assistance to client throughout the whole selling process by taking care of everything, right from negotiating to the paper work and more. Following are the major areas where you would find EZ House Buyers-Don McClain assistance to be highly beneficial.

We are familiar with the local area very well. Our knowledge about the neighbourhoods ranges from the crime statistics and price ranges to school district and amenities. We always try to stay current on the housing market, so that we can offer the best possible deal to their clients. This way we are able to not only sell home fast but also at the most reasonable price. Home selling is a big decision and thus, it is crucial to be super confident about all your decisions that you make throughout this process. The expert knowledge and experience of EZ House Buyers-Don McClain can educate, guide and protect you at every step of this journey.

A professional real estate agent is trained to competently perform a thorough market analysis to determine a fair value for a property. So before doing anything else, we prepare reports on market analysis, so that a fair house price can be determined. A seller certainly cannot put a “house for sale” sign in the front of his house or post the listing without completing this important report. Only when your realtor compares and prices your house correctly, you can start marketing it.

The professional services of EZ House Buyers-Don McClain are also helpful while physically prepping a house. We know how to stage a home to enhance its overall appeal and impress the potential buyers. For instance, we can help you rearrange your furniture for optimizing the space and make the rooms appear more open and spacious.

EZ House Buyers-Don McClain not only protects the seller financially, but also enables him to sell his house quickly. We have an extensive database of people looking for a house with different specifications. So, we can very easily find the most suitable potential buyer for your house.

Preparing Your House for Sale with EZ House Buyers-Don McClain

Finally if you have decided to sell your home! Now, all attention is on making sure you achieve a great selling price. To get the best possible price for your house, make sure it is presented in impeccable condition.

Fix what needs repair before listing your house, because most house buyers are not looking for something they can buy and then have to fix up afterward.

Paint rooms that need it. Regrout tile walls and floors. Painting, wallpapering, replacing cracked trim and old plumbing fixtures — the difference between work done by a competent amateur and a professional is usually time and money. Just make sure you don’t tackle something you can’t handle — this is no time for “on-the-job training!”. If you’re not experienced, it may be worth calling in a professional.

Consider hiring professionals to clean carpets, refinish wood floors or to do any major painting, tile or grout work. EZ House Buyers-Don McClain can help you decide what needs to be done. Consider your own experience. If you’re a veteran home seller and are willing to do the work necessary to get your house in shape to sell, and then show it yourself, a discounter may be just fine for you.

Clean up the place, get rid of junk in the basement and garage, clean the windows, and cut the grass. Clean the stove and refrigerator. Clean/polish washer, dryer, and tub. A clean house makes a better first impression and convinces buyers that the home has been well cared for. Check your ceiling and under sinks for any spots that could indicate leaks. Clean like you’ve never cleaned before.

Clean all the door furniture; Oil all hinges if necessary. Cover up that crack on your wall. Check for loose steps, slick areas or unsafe fixtures, and deal with everything that might cause injury to a prospective buyer.

Remove any toys, sports equipment, or accessories from the yard- you might think your lawn gnome is adorable, but it could turn off a potential buyer. Put the garbage can into the garage, and close the door. Remove any junk or clutter from the yard. Lawn equipment, junk cars, kid’s toys, charcoal grills, wood piles – get rid of it all.

Clean up the neighbourhood. If there’s a neighbour whose yard is a mess, give their kids $10 to pick up the yard.

Cleaning out and organizing all of the cabinets, pantries and closets will also make the house more presentable. Make sure your house is kept clean and presentable every day during the showing period. Clean out closets to make the house seem like it has an abundance of storage. Remove clutter by storing items in basement, attic or friend’s home. Rent a storage space or sell excess items, if needed. Have a garage sale to get rid of everything.

Clean up your teenager’s room, especially if they have any offensive posters on the wall. Do anything you can to every room to take away the cluttered look. Clean up the computer area. Box up the stuff you’re not using, and put it in the garage. Clean and polish all surfaces that collect dust. Remove and store away any personal items that detract from the presentation. Leave only the large furniture and large pictures. Don’t over crowd the house with unnecessary items.

On the day your house is open for inspection, clean and tidy up all rooms. Be sure the house smells good–hide the kitty litter box and bake some cookies. Clean the shower and toilet thoroughly, paying special attention to the base where the toilet meets the floor (that’s a real problem area for most of us)

To get more information about EZ House Buyers-Don McClain visit at: http://www.bbb.org/northernindiana/business-reviews/real-estate-we-buy-homes/ez-home-buyers-investate-in-fort-wayne-in-90006022

Benefits of Selling a House for Cash by EZ House Buyers-Don McClain

Selling a house for cash is becoming a popular alternative for homeowners who need to sell their property quickly. With the current credit clog and sluggish real estate market, many sellers are finding it difficult to locate qualified buyers. Instead, they are turning to investors who are able and willing to ante up cash.

According to Don McClain selling a house for cash is no different than selling to a buyer who obtains traditional financing. However, there are benefits with cash transactions that cannot be obtained when the buyer requires funding through a bank.

The primary benefit of selling your home for cash is the deal can be closed in a matter of days instead of weeks. There are no long forms to fill out with the lender and no waiting for approval. Currently, banks are placing tighter restrictions on borrowers. There are no more “no-money-down, get-in-over-your-head” mortgages. In order for buyers to obtain mortgage approval today, they must have a decent FICO score and able to provide a down payment of at least 20-percent.

It’s no secret the economy is in the dumps. With the ever-growing unemployment rates, people are afraid to buy real estate for fear they will lose their job and then their home. They aren’t willing to take that much of a risk. Nearly every homeowner is feeling the pain from lack of qualified buyers. EZ House Buyers-Don McClain is a good alternative for such people.

On the other hand, EZ House Buyers are buying houses all across the nation. We are purchasing properties with cash simply because traditional lending sources have dried up. Although the media likes to project financial gloom and doom, there is still an abundance of private money available. EZ House Buyers-Don McClain is able to tap into that money to expand real estate portfolios for our self and clients.

When selling real estate to a private investor, the seller benefits from their expertise. Many investors are skilled in foreclosure and short sale transactions. Both require extensive knowledge and developed relationships with various lenders. EZ House Buyers are one of such expertise professionals.

Short sales are particularly tricky and require specific documentation. Homeowners who have obtained short sale approval aren’t able to profit from the sale of their home. Instead, they must locate a buyer in exchange for the lender accepting less than is owed on the loan. Working with a EZ House Buyers specialist can increase a successful outcome ten-fold.

Legal documents are required to transfer real estate. Always read and understand these contracts before signing on the dotted line. It is best to retain the services of a real estate attorney to ensure documents are legally binding.